Free Mortgage Review: Serving All of Ontario

Find out how well-structured your mortgage really is. Takes about 3 minutes, no contact info needed until the end.

Your Mortgage Details

Tell us about your current mortgage(s). This helps us assess how well your financing is structured.

Property 1

Property Type

Estimated Property Value

Mortgage Balance Owing

Current Lender

Current Interest Rate

Term Type

Maturity / Renewal Date

Has Anything Changed?

Since you last qualified for your mortgage, have any of these life events happened? This affects whether your current mortgage structure still fits your situation.

Had a child or expecting Taken on new debt (car loan, credit card, line of credit) Income increased or decreased significantly Changed jobs or became self-employed Separated or divorced Disability or extended leave Approaching or entered retirement Bought or sold another property No major changes

Have Your Mortgage Statement Ready

This is optional. Your Mortgage Efficiency Score is based on the details you entered; your strategist confirms them against your statement afterwards.

Your statement carries the figures that matter (rate, balance, payment, amortization remaining). Having it to hand means the verified review after this one is quick.

I have my most recent mortgage statement available
Nothing is uploaded here. If you tick this box, your strategist will ask for the statement through our secure client portal after your review, and your score will be marked as still to be verified.

Privacy: No document leaves your device on this page. Statements are only ever collected through the secure client portal, where they are encrypted and seen only by your assigned mortgage strategist.

Where Should We Send Your Score?

Your Mortgage Efficiency Score and personalized report are ready to generate. Tell us where to send them.

First Name *

Last Name *

Email *

Phone *

Province *

Your Mortgage Efficiency Score

Here's how well-structured your current mortgage is.

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out of 100

Life changes detected

Want the full analysis?

A licensed mortgage strategist will review your details and provide a comprehensive breakdown, no obligation.

We'll call you within one business day.

Free Quarterly Reports: Included for Every Client

Once you're a Pathway Mortgage client, we don't disappear. Every quarter, we review your mortgage file and send you a personalized report.